AML / KYC Policy

SwapNow operates a risk-based AML program. Most swaps execute without identity verification. Transactions that meet certain risk indicators — including high-value swaps, exposure to sanctioned addresses, or patterns consistent with layering — may be paused for review.

In those cases we may request additional information to release the funds. If verification cannot be completed, funds are returned to your refund address.

We work with established chain-analysis vendors to screen addresses against sanctions lists and known illicit clusters.